About Our Firm
OUR GOAL
Galore Solutions is here to help you reach your financial goals. We want to help you overcome having poor credit and or even NO credit. Yes, you heard that correctly. We will also help you establish positive credit on this credit journey while also disputing items that are reporting inaccurately and unverifiable. Our company is here to help you from those things that are holding you back from having perfect credit to purchase your dream home, car or even access to credit from lenders such as your bank. We help you get APPROVED its that simple. We do the hard work for you to make your life easier and less stressful. We offer a GALORE of solutions no matter the problem, we can fix it.
What is a Credit Score?
A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
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720-850 EXCELLENT
700-719 VERY GOOD
675-699 GOOD
620-674 AVERAGE
560-619 FAIR
500-559 POOR
Frequently Asked Questions
What happens if none of my negative items are removed?
We offer a 130-day money back guarantee (minus the document processing fee) if nothing is removed. There is NO Guarantee that any or all negative items can be removed please understand we can not promise anything.
Can I refer family/friends for a discount?
Yes, we offer $20 off your monthly $99 fee for 1 month !
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How can I help raise my credit score?
We recommend paying your bills on time every month. This includes rent, mortgage, car payments, credit cards. All of these are revolving accounts that is updated monthly on your credit report. It is still important to pay all your other bills on time to prevent having an account being sent to collections which can have a crucial impact on your credit. This can raise a red flag to lenders who are looking to extend you credit and will lead to an automatic denial.
Keep your credit cards below 20% utilization every month. Maxing out all your credit cards make you look risky and lenders will shy away from extending you more credit. We want you to use your credit cards but be mindful of your spending. It is vital to make on time payments and keep your utilization at least around 5-7% which is the sweet spot but below 20% is also great.
